Don’t Skimp on These 3 Business Insurance Policies

Protect your business. Virginia business insurance goes beyond your general liability and property policies. You want to make certain all aspects of your venture are protected from damages and loss, especially if your personal assets are tied in with your company.

1. Automobile

Whether you drive your car for business purposes or have a fleet of company vehicles, all should be insured to maximum coverage. You should also make certain any employee who drives a company vehicle is licensed properly; otherwise, you may face additional liability in the event of an accident.

2. Business Owner

You are the owner, which makes you responsible. Many business owners insure themselves to protect their venture in the event of an unfortunate or untimely circumstance. Business owner insurance also adds umbrellas over your niche, such as protection from food poisoning if you’re a restaurant owner.

3. Worker’s Compensation

If your business falls within state requirements to carry worker’s compensation insurance, you must. If you fail to do so, you may face state sanctions and loss of your business license. In addition, an injured employee might come after you personally in the event of an on-the-job accident.

Speak with a qualified broker today about securing Virginia business insurance for your entity. Make sure to cover all the bases to reduce your business and personal liability.

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