You may not think your furry best friend with those puppy-dog eyes would harm a fly, but if you consider the statistics from the Center for Disease Control and Prevention, more than 4.7 million suffer from a dog bite in the United States each year. Whether your dog feels personally threatened or feels that his or her owner is in danger, your dog could attack any person at any time; no matter the breed or size of your cuddly canine. These unfortunate circumstances can rack up to $400 million in dog bite liabilities and medical bills per year. Since many insurance policies for renters or homeowners do not include coverage for dog bites, this results in expenses that must be paid for directly by the pet owners.
While some breeds are more aggressive than others, even the happiest or smallest dog can have a bad day. From that bad day could stem a canine inflicted injury to a loved one or neighbor. Many of the dog bite victims are children, and of those children, most have been bitten in the face. Considering that the losses and medical costs stemming from such an injury can span up to hundreds of thousands of dollars, insurance is a small price to pay to protect yourself. With this in mind, there is no doubt that dog owners need to purchase an insurance that will protect them from dog bite liabilities.