A Short Guide To Restaurant Insurance

Running a restaurant can be a great way to make a living. You get to be your own boss, provide people with nourishment, and make a great income if everything goes well. However, as with any business, running a restaurant comes with a certain amount of risk. This is why it is so important to have good restaurant insurance coverage.

General Liability Insurance For Restaurants

General liability insurance is a must for any restaurant. This type of insurance can protect you against common business risks like customer injury, customer property damage, and advertising injury. It can help you get ahead of expensive legal issues like lawsuits and claims.

Workers’ Compensation For Restaurants

Restaurant workers compensation is a vital part of your risk management strategy. It can pick up the cost of medical fees and lost wages that occur when a worker gets injured on the job. Most workers’ compensation policies include employer’s liability insurance, which can help protect you against lawsuits relating to injuries sustained in the workplace.

Liquor Liability Insurance For Restaurants

If your restaurant serves alcohol, liquor liability is a must. Intoxicated patrons can cause injuries to other customers and damage property and you can be held liable because you served them. Liquor liability can help pick up the costs associated with these issues.

Running a restaurant is not always easy. Restaurant insurance coverage can go a long way towards helping things run more smoothly.