How General Liability Insurance Protects Your Business

an insurance brokerage in Massachusetts

How General Liability Insurance Protects Your Business

Running a business comes with a lot of responsibility. It is important to take the right precautions in order to protect yourself and your assets in the event of an unforeseen accident. Should someone unaffiliated with your business experience an injury while on your property, having a general liability policy from an insurance brokerage in Massachusetts comes in handy.

Common General Liability Claims

General liability insurance is, in essence, a plan that helps to cover the costs of claims made against your business by third parties. There are a number of common situations where this coverage can prove invaluable, including:

A customer slips and falls while in your business

A customer drops a piece of merchandise on his or her foot and needs medical attention

Another business attempts to sue you for infringing on advertising copyright

What Doesn’t General Liability Cover?

Though taking out this type of policy from an insurance brokerage in Massachusetts is an important step to take, you also need to understand what the policy does not cover. General liability helps to cover costs associated with third parties like customers and other unaffiliated entities. It will not cover incidents that transpire and involve you and your employees, as you will need to take out separate policies to cover those types of costs.

To keep your business going, you need to protect yourself and your assets. Explore general liability options and stay covered.