Your home is probably one of the biggest investments you will ever make. It is where you go after a long day at work to relax and spend time with those you love. It is an investment worth protecting. Haughn and Associates Insurance Agency wants to help make sure you are covered.
When you think about homeowners insurance you likely think of coverage for the damage done by a broken water line or fire. However, more recently a higher number of claims have been filed for personal injury and liability. You may have a trampoline in your yard for your children to enjoy. Did you know that if a neighbor child comes over and jumps on it and is injured, they can file a personal injury claim? Quality liability insurance is a must.
It is a good idea to make sure you have replacement coverage on anything that is of value to you in your home. A basic plan may only cover the structure of the home at the current value. By making sure you have replacement cost insurance, you guarantee that if your home is damaged or destroyed, the home and personal property inside of it will be replaced at full replacement cost.
Haughn and Associates Insurance Agency has been in business for more than three decades and has the experience to help make sure you have the coverage you need.