When you live in Florida, there is a high probability that you will encounter a hurricane or two during your time there. Some people mistakenly think that windstorm coverage is included on their regular homeowners’ insurance, but this is not true. Make sure you are covered for the damage that these storms cause and look into adding Florida windstorm insurance for your protection.
It doesn’t make sense to purchase Florida windstorm insurance from a company that has very little experience with hurricane threat and damage. When deciding what you need to protect your assets, consult with an organization that has dealt with past hurricanes and the aftermath that they cause.
Many insurance companies understand that adding yet another type of insurance to your plate can be stressful on the budget. To help you out, some companies offer a number of options so that you can choose what plan works best for your situation. For situations in which significant loss is expected, the best choice is usually a fixed deductible that covers most, if not all, threats. A less expensive option is to choose a plan in which the deductible is based on the proportion of possible damages. If the damage is higher, the deductible will be higher as well.