Nonprofit organizations that have volunteer drivers have several factors to consider in establishing an effective risk mitigation strategy. It’s imperative that they do everything reasonably possible to assure that drivers will be safe on the road when they’re driving on the organization’s behalf.
Screen Drivers as a Part of the Application Process
Volunteer drivers need to be thoroughly screened before they can begin driving on behalf of an organization. It’s necessary to confirm that their driver’s license is current, and it’s advisable to do a background check that includes their criminal justice history and motor vehicle record.
Train Drivers Thoroughly
A training program that instructs volunteers on safe driving practices and organizational policies for driving will help instill good driving habits. It will provide them with an opportunity to enhance their understanding of defensive driving, staying safe in poor weather conditions, and the dangers of distracted driving.
Ensure Adequate Insurance Coverage
A volunteer driver should have personal auto insurance, but it may not be adequate to shield an organization from liability in the event of an accident. A claimant with whom a volunteer driver is involved in an accident could attempt to make a claim against the organization. Ultimately, may be advisable to obtain a separate policy that specifically covers the driving activities of volunteers.