Lender Placed Insurance What Is It
Lender placed insurance coverages protect a bank’s financial interests by forcing a policy when the borrower has inadequate coverage or does not have insurance at all. How Does a Forced Placed Policy Work? Mortgages and auto loans require you to have sufficient coverage …. Read More
Determining Expense With PLI
There are many things you can do to protect your business from financial loss, but none are so important as comprehensive insurance policies. There are different liabilities within each industry or individual operations, and there are specific lines of coverage that address …. Read More
How Does Umbrella and Excess Liability Coverage Differ?
When shopping around for insurance, you may hear people use umbrella insurance and excess liability insurance interchangeably. Albeit similar, these are two very different types of policies. Both excess liability and umbrella insurance cover claims made by other individuals. Whichever policy you …. Read More
Understanding Mower Insurance
One of the most surprising statistics surrounding lawn mowing is the number of people injured each year. With almost 6,500 mowing injuries annually, and at an average cost of $35,000 per incident, it is curious why the activity is not considered more …. Read More
Protecting Nonprofits From Volunteer Liabilities
While your volunteers are in the process of doing good for the community, they may accidentally get into a situation that causes harm to your organization. Even though your volunteer may have had pure motives and no intent to cause damage or …. Read More
What You Need To Know About Short- Versus Long-Term Disability Insurance
Whether you’re an employer or an employee, a good disability insurance policy is key to being protected in the event of an injury resulting in disability and subsequent income loss. If you’re deciding on an individual or group policy, it may be …. Read More
Three Construction Insurance Options Explained
Are you looking for an agency with expertise in construction industry insurance? If you’re like most contractors, you have very little insurance experience and therefore aren’t sure what coverages you actually need. While there are a number of insurance options available for …. Read More