If you decide to open up your own auto shop, one of the first things you’ll want to do is look into getting insurance. Working around heavy, dangerous equipment can lead to serious accidents to both employees and patrons as well. You’ll want to do everything you can to keep from spending more money than you have to, so make sure you look into getting workers compensation insurance in California.
When looking at workers compensation plans, you’ll want to choose one that includes the right doctors and health care facilities that can take good care of your employees and have them back to work as soon as possible. The amount of time it takes for employees to get back to work after an accident equals the amount of money you’re losing as a result. Having good workers compensation insurance in California means that there’s less chance of you being sued by an injured employee. You’ll also want to make sure that you have adequate liability insurance in case any customers are ever injured in your auto shop.
You might also want to consider garage insurance. A garage insurance plan should include garage liability coverage, equipment breakdown coverage, business interruption, crime and theft coverage, commercial property coverage and auto coverage that includes non-owned and hired auto coverage.
Before opening the doors of your new auto shop, make sure you close the deal on adequate workers compensation insurance in California.